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Best car insurancepurchase is no more a chase at Policies365
Best car insurance
purchase is no more
a chase at Policies365

Looking for car insurance evaluation?
Policies365 provides a comprehensive solution.

Evaluating car insurance plans is important as it helps you to save significant money on premiums without compromising on coverage; but manually evaluating policies can get too tiresome. Hence, Policies365 is here to make the entire process easy and convenient for you with its user-friendly interface, accuracy and hassle-free navigation.

The 3 common types of car insurance coverages are as follows

Third Party Liability Cover

Car

This type of car insurance primarily protects you against legal liabilities that may result because of your action in the form of injury to a third party, death or damage to their property. This cover is a legal necessity in India as per the Motor Vehicles Act.

Car

Collision Coverage

Car

Collision coverage offers financial protection against expenses incurred ensuing the damage of your car due to collision in an accident. It doesn’t cover the loss resulting from thefts or vandalism acts.

Car

Comprehensive Coverage

Car

This one covers all expenses related to damage, theft, third party legal liability & personal accident. Strengthen your policy coverage additionally by signing up for add-ons like engine protector & medical charges. It’s a favourite of most as it offers absolute coverage.

Car

Third Party Liability Cover

This type of car insurance primarily protects you against legal liabilities that may result because of your action in the form of injury to a third party, death or damage to their property. This cover is a legal necessity in India as per the Motor Vehicles Act.

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Collision Coverage

Collision coverage offers financial protection against expenses incurred ensuing the damage of your car due to collision in an accident. It doesn’t cover the loss resulting from thefts or vandalism acts.

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Comprehensive Coverage

Collision coverage offers financial protection against expenses incurred ensuing the damage of your car due to collision in an accident. It doesn’t cover the loss resulting from thefts or vandalism acts.

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WHY BUY CAR INSURANCE WITH US?

Our comprehensive car insurance reimburses you in the event of any damages that you may incur to fix your car after unfortunate circumstances like accidents, theft, self-explosion, protests or natural disasters. The insurance also protects you against losses or liabilities that may arise out of any injury to a third party, death or damage to their property. Read on to know about the various benefits of buying a car insurance.

Car

Cover Against Accidents

Covers you against injury or death of a third party by compensating for the third party’s loss. It also covers the damage of your own car and/or injury or death of the insured.

Car

Cover Against Tyre Damage

Tyres, how much ever strong they be, are still prone to damages. This cover reimburses for tyre damage in the form of puncture, burst, cut or any other accidental harm.

Car

Engine
Protector

This cover compensates you for resulting losses or damages caused to your engine due to leakage of lubricants or water seeping in the system accidentally.

Car

Cover Against Natural Disasters

This is a very important cover as natural disasters can happen without prior caution. With this cover you can get reimbursed for expenses incurred in getting your car repaired due to mishaps like floods, hurricanes or tornados.

Car

Cover Against
Collision

This compensates you against repair or replacement costs if your car is damaged due to a resulting collision with another vehicle, with an object like a tree and during a single-car accident involving its rolling or falling over.

Car

Cover
Against Theft

We reimburse you the expenses incurred to replace your car keys,locks or locksmith charges if your car keys get lost or stolen.

Car

Cover Against
Fire Damage

Car fires are untimely events which can do enough damage. This cover compensates you against fire damage caused to your car regardless of what caused the fire.

Car

No Tedious
Paperwork

Bid adieu to tedious paperwork and agents, buy car insurance online.

Car

NCB
Protection

With this cover, you can retain your existing No Claim Bonus during renewal without being impacted even if there’s a claim under your policy.

Cover Against Accidents

Covers you against injury or death of a third party by compensating for the third party’s loss. It also covers the damage of your own car and/or injury or death of the insured.

Cover Against Tyre Damage

Tyres, how much ever strong they be, are still prone to damages. This cover reimburses for tyre damage in the form of puncture, burst, cut or any other accidental harm.

Engine Protector

This cover compensates you for resulting losses or damages caused to your engine due to leakage of lubricants or water seeping in the system accidentally.

Cover Against Natural Disasters

This is a very important cover as natural disasters can happen without prior caution. With this cover you can get reimbursed for expenses incurred in getting your car repaired due to mishaps like floods, hurricanes or tornados.

Cover Against Collision

This compensates you against repair or replacement costs if your car is damaged due to a resulting collision with another vehicle, with an object like a tree and during a single-car accident involving its rolling or falling over.

Cover Against Theft

We reimburse you the expenses incurred to replace your car keys, locks or locksmith charges if your car keys get lost or stolen.

Cover Against Fire Damage

Car fires are untimely events which can do enough damage. This cover compensates you against fire damage caused to your car regardless of what caused the fire.

No Tedious Paperwork-

Bid adieu to tedious paperwork and agents, buy car insurance online.

NCB Protection

With this cover, you can retain your existing No Claim Bonus during renewal without being impacted even if there’s a claim under your policy.

WHAT IS NOT COVERED
BY CAR INSURANCE?

Knowing what is not included in your car insurance is as important
as knowing what it covers. Read on to know the various features
your car insurance does not cover:

  • Loss or damage when your car insurance plan ceases to be valid
  • Natural and gradual wear & tear of your vehicle and its parts
  • Loss or damage caused to your vehicle if the driver at that time
    is found without a valid driving license
  • Loss or damage caused to your vehicle as a consequence of drug
    or alcohol influence
  • Loss or damage caused to your engine as a consequence of the oil spill
  • Loss or damage caused to your vehicle as a consequence of the misuse
    of car manufacturer’s guidelines

HOW TO GO ABOUT SELECTING
THE BEST CAR INSURANCE PLAN?

Car insurance is the agreement between the insurer and the insured.
As per this agreement, the insurer covers you (the insured) against
the financial loss incurred resulting from damages to your vehicle.

Now, in order to arrive at a car insurance plan that’s best suited
to your needs, you need to understand the following:

  • The amount of the premium is determined by the
    Insured Declared Value (IDV) of your car.
  • The more the IDV, the greater will be your premium 

Hence, it is important to buy insurance only after thorough comparisonof various insurance policies. With Policies365, you get to evaluate car insurance policies from leading insurers and receive free quotes in seconds.

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Testimonials

Atish Mukherjee
Rating

Comparative analysis can be done where pros and cons list can be made because of the detailed information present and afterwards the best can be chosen.

Amol Salekar
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We do not need to run around. It is unique, you get to compare and choose the right product which is always helpful.

Ankit Jagadish Pandya
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Extremely user friendly. Online buying is better than any agents. I did research, compared terms and found the best policy.

Sanika Lad
Rating

Insurance was always an alien concept to me but after experiencing the ease of buying insurance online through Policies365, I feel it has added a lot of value to my pool of knowledge with respect to this category & of course helped in choosing the right health insurance policy. Policies365 is the most convenient & time-saving portal & just gives you exactly what you are looking for. I would definitely recommend it to all my peers!

Rakesh Ranjan
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You feel secure to buy the policy online. It is easy to compare, saves time and is very convenient.

Nuelle Fernandes
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Quick reimbursement, easy to transact & good customer support.

Vian D’Silva
Rating

You get to compare and have the liberty to select the most convenient policy for you. Brilliant.

Dhawal Nemawarkar
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I have purchased my car insurance from Policies365. The process for the insurance was very smooth. Very helpful & co- operative staff. Thanks Policies365!!!

Swapnil Shah
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Buying policy online through policies365 has made my life more easier since I can compare multiple policies and choose the best which fulfilled my requirement and saved a lot of my time.

Sumeet Hindlekar
Rating

Purchased my bike insurance from Policies365 last month. The process took very less time than I thought. It was very easy to get my bike insured. Thank you Policies365!

Ajgar Shah
Rating

The claim process was really quick and easy, satisfied with the service.

Vilas Khot
Rating

Policies365 is good. Instant payment is made and instant policy is received. Enjoying it.