Best Bike Insurance Best Bike Insurance

Get the Best Bike Insurance
in Minutes.

Protect your bike from accidents, theft, and unexpected damage with
reliable online bike insurance, quick, simple, and hassle-free.

  • Quick & easy online process
  • Instant policy issuance
  • Compare top insurance providers
  • 24/7 claim support

What is Bike Insurance?

Protection That Keeps You Moving, No Matter the Road Ahead.

Owning a two-wheeler offers convenience and flexibility, but it also comes with responsibilities. As per Indian motor vehicle regulations, every bike owner must have at least a valid third-party insurance policy to legally ride on public roads. However, choosing the best bike insurance company in India can provide much more than basic legal protection.

Today, many riders compare the best two-wheeler insurance company in India to find comprehensive coverage, faster claims, wider garage networks, and affordable premiums. Whether you are looking for the best bike insurance in India, exploring long-term two- wheeler insurance, or comparing bike insurance companies in India, selecting the right policy can help protect you from unexpected financial losses.

If you're wondering which two-wheeler insurance is best in India, comprehensive bike insurance plans offer extensive protection against a wide range of risks while ensuring peace of mind on every ride.

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Comprehensive Bike Insurance Coverage

A comprehensive bike insurance policy provides protection for your vehicle as well as coverage against third-party liabilities. It helps cover repair costs, accidental damage, theft, and other unforeseen situations.

Own Damage Cover

Own Damage Cover protects your bike against losses arising from various man-made and natural events.


Man-Made Risks Covered
  • Theft and burglary
  • Riots and strikes
  • Malicious acts and vandalism
  • Accidental damage caused by external means
  • Damage during transit by road, rail, air, lift, elevator, or inland waterways
Natural Calamities Covered
  • Fire and self-ignition
  • Lightning and explosions
  • Earthquakes
  • Floods and inundation
  • Cyclones and storms
  • Hurricanes and typhoons
  • Hailstorms and frost
  • Landslides and rockslides

Top Bike Insurance Plans

Comprehensive
Third Party
Own Damage
Cashless Garages
Claims Settled
Starting Premium
 
Hdfc Ergo
Hdfc Ergo
12,277+
98%
₹1,300/-*
Go Digit
Go Digit
10,000+
97%
₹1,100/-*
ICICI Lombard
ICICI Lombard
13,000+
98%
₹1,300/-*
Bajaj General Insurance
Bajaj General Insurance
7,200+
97%
₹1,200/-*
Tata Aig
Tata Aig
10000+
99%
₹1,200/-*
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75–150 CC
151–350 CC
Above 350 CC
Hdfc Ergo
Hdfc Ergo
₹714/-*
₹1,366/-*
₹2,804/-*
Go Digit
Go Digit
₹714/-*
₹1,366/-*
₹2,804/-*
ICICI Lombard
ICICI Lombard
₹714/-*
₹1,366/-*
₹2,804/-*
Bajaj General Insurance
Bajaj General Insurance
₹714/-*
₹1,366/-*
₹2,804/-*
Tata Aig
Tata Aig
₹714/-*
₹1,366/-*
₹2,804/-*
Show More
75–150 CC
151–350 CC
Above 350 CC
Hdfc Ergo
Hdfc Ergo
₹550-₹650
₹600–₹700
₹750–₹900
Go Digit
Go Digit
₹400–₹500
₹450–₹550
₹600–₹750
ICICI Lombard
ICICI Lombard
₹550–₹650
₹600–₹700
₹50–₹900
Bajaj General Insurance
Bajaj General Insurance
₹480–₹550
₹520–600
₹650–₹800
Tata Aig
Tata Aig
₹480–₹550
₹520–₹600
₹650–₹800
Show More



Third-Party Liability Protection

Third-party insurance is mandatory under Indian law.
It protects the policyholder against legal liabilities arising
from accidents involving third parties
This coverage includes:

Many people make small mistakes while buying insurance. Avoid these:

01

Injury to third-party individuals

02

Accidental death of a third party

03

Damage to third-party property

04

Legal expenses arising from covered liabilities

Third-Party Liability Protection
Personal Accident Cover

Personal Accident Cover

Personal Accident Cover provides financial protection to the owner-driver in the event of accidental death or permanent total or partial disability resulting from an accident.

Additional personal accident coverage can also be purchased for passengers.

Benefits of Choosing the Right Bike Insurance Policy

When comparing the top 10 bike insurance companies in India, customers often look for:


Cashless claim facilities

Cashless claim facilities

Fast and hassle-free claim settlement

Fast and hassle-free claim settlement

An extensive network of garages

An extensive network of garages

Affordable premium options

Affordable premium options

24/7 roadside assistance

24/7 roadside assistance

Long-term policy benefits

Long-term policy benefits

Digital policy issuance and renewal

Digital policy issuance and renewal

Long-Term Two-Wheeler Insurance

Many riders now prefer long-term two-wheeler insurance as it provides continuous coverage for multiple years, reduces renewal hassles, and helps maintain uninterrupted insurance protection.

Long-Term Two-Wheeler Insurance
Choose the Best Bike Insurance for Complete Peace of Mind

Choose the Best Bike Insurance for Complete Peace of Mind

Selecting the best bike insurance company in India is not just about finding the lowest premium. It is about choosing a policy that offers reliable claim support, comprehensive coverage, and financial protection when you need it most.

Whether you're purchasing a new policy or renewing an existing one, comparing the best two-wheeler insurance companies in India can help you find the right coverage for your riding needs and budget.

Terms and conditions apply.

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Frequently Asked Questions About Insurance

Get answers to common insurance queries

What is bike insurance?

Bike insurance protects your two-wheeler against financial losses caused by accidents, theft, natural disasters, fire and third-party liabilities.

Is bike insurance mandatory in India?

Yes. Third-party bike insurance is mandatory under the Motor Vehicles Act in India.

What types of bike insurance are available?

The common types include Third-Party Bike Insurance, Own Damage Insurance and Comprehensive Bike Insurance

Can I renew my bike insurance online?

Yes. Policies365 allows you to compare plans and renew bike insurance online with minimal paperwork.

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