Let’s Build Stronger Embedded
Affinity Programs Together

Add more value to your customers, members, and partners with tailored
insurance solutions. Design, implement, and grow Affinity programs that align
with your brand and drive business results.


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Overview

For brands, Financial Institutions, Ecomm-platforms, Professional, Trade Associations, Automotive communities & Groups growth today is about delivering more value while managing risk smarter.

Whether you lead a global corporation or a small growing enterprise, developing an Affinity group insurance solution is a powerful way to deliver added value while attracting and retaining members and consumers. These programs offer greater control over risk management, unlock cost efficiencies, reduce claims frequency, and enhance overall member safety.

Despite these advantages, many organizations face challenges due to limited time, resources, or in-house expertise required to build and manage a successful program.

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About Our Approach
Affinity Group Insurance with Navnit

At Navnit Insurance Brokers, we bring world-class Affinity solutions to brands, financial institutions, e-commerce platforms, professional associations, and automotive communities. Affinity group insurance is one of the most effective ways to attract and retain members while managing risk intelligently.

Tailored Affinity and sponsored program placements

Network of 35+ domestic & international insurer partners

Backed by 40+ years of Navnit Group trust

Group Business Insurance

Group business insurance represents an opportunity to access increased service offerings, achieve broader coverage, and obtain heightened cost savings from a dependable and reliable program administrator.

Sponsored & Voluntary Group Business Insurance

Meet your customers/Members/Consumers needs and objectives with innovative sponsored program solutions that offer multiple benefits to your organization.

Around the world and in India, Trade, Industrial & Professional Associations and Franchisees provide their valued members with sponsored & voluntary enrollment program solutions that include insurance consulting services, financial protection advisory, coverage relevancy, administrative convenience, and sustainability solutions.

Comprehensive Affinity Insurance Services

Leveraging strong historical relationships with carriers, we specialise in developing sponsored
program solutions tailored to industry-specific needs.

Insurer Management

Insurer Management

Direct relationships with leading carriers for best-in-class placement and terms.

Data-Driven Product Design

Data-Driven Product Design

Analytics-backed insurance product structuring tailored to your member profiles.

Platform Design & Integration

Platform Design & Integration

End-to-end digital platform design with seamless API and system integrations.

Program Compliance

Program Compliance

Regulatory and IRDAI compliance management throughout the program lifecycle.

Reporting & Analytics

Reporting & Analytics

Real-time dashboards and detailed reporting for full program transparency.

Our Focus Sectors

We work across high-growth industries where Affinity insurance creates the most value for members, partners, and organisations.

Financial Institutions

Financial Institutions

Banks, NBFC & Fintech — curated FI-Affinity programmes support financial institutions to acquire, engage, and retain consumers across all channels.

Automotive & Mobility<

Automotive & Mobility

B2B and B2C programmes covering OEMs, dealer groups, fleet operators, leasing companies, EV subscriptions, ride-share, and autonomous vehicles.

Sharing Economy & E-commerce

Sharing Economy & E-commerce

Embedded Affinity products for last-mile delivery, shared labour platforms, travel, telecoms, airlines, and cyber insurance.

Trade & Professional Associations

Trade & Professional Associations

Tailored insurance schemes that help trade associations add member value, attract new members, and improve retention.

Franchisees, Dealers & Distributors

Franchisees, Dealers & Distributors

Solutions to optimise existing franchise insurance programmes or create new ones tailored to your franchise's unique needs.

Why Choose Navnit Insurance Broking?

Our Affinity specialist with Business line division combines deep industry expertise with trusted relationships to help organisations build programs that actually deliver value.

12+ Years of Industry Expertise
12+ Years of Industry Expertise
Decades of experience designing and delivering industry insurance programs across India and globally.
Network of 35+ Insurer Partners
Network of 35+ Insurer Partners
Trusted partnerships with leading domestic and international insurers for optimal coverage and pricing.
Sponsored & Voluntary Programs
Sponsored & Voluntary Programs
Flexible program structures including sponsored, voluntary, and hybrid enrollment models.
Transparent Communication
Transparent Communication
Clarity and trust in every stage of client interaction, reporting, and program management.
Navnit Group Legacy
Navnit Group Legacy
Built on the foundation of 40+ years of trust, reliability, and integrity across the Navnit Group.
Unlock new revenue. Build deeper trust.

See how Affinity insurance can transform your customer relationships into long-term value. With Policies365, you get expert-led solutions designed to grow your business and support your customers.

Book a free 30-minute expert session today.
Frequently Asked Questions About Claims

Get answers to common insurance queries

How does an Affinity insurance programme work?

An Affinity insurance programme allows a brand or organization to offer tailored insurance solutions to its existing customers or members. Instead of selling separately, insurance is introduced as a value-added benefit-aligned with the audience’s needs and integrated seamlessly into the customer journey. This makes it easier for customers to access relevant protection while strengthening their connection with your brand.

What is an example of an Affinity insurance programme?

A common example is a travel company offering travel insurance to its customers at the time of booking, or a bank providing exclusive health or life insurance plans to its account holders. These programs are designed specifically for that audience, making the offering more relevant, convenient, and trusted.

What is the role of an insurance broker?

An insurance broker plays a key role in designing and managing the entire programme. They help structure the right products, partner with insurers, ensure regulatory compliance, and handle implementation and ongoing support. With the right broker-like Navnit Insurance-you get end-to-end expertise that ensures your programme is effective, scalable, and aligned with your business goals.

What is the difference between Affinity and embedded insurance?

While both aim to make insurance more accessible, Affinity insurance focuses on offering products to a specific group or community through a trusted brand relationship. Embedded insurance, on the other hand, is integrated directly into a purchase journey- often as an add-on at checkout. In simple terms, Affinity is relationship-driven, while embedded is transaction-driven.

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